Effective date: April 3, 2020
WHAT INFORMATION IS COLLECTED?
Stork Advisor® may collect various types of information from or about you depending on how you use the Services and its various features. You supply Stork Advisor® with various types of information, including Personal Information that you choose to disclose and Stork Advisor® also collects information automatically regarding how you use the Services, which Stork Advisor® may collect as you interact with the Services.
Information you Provide to Stork Advisor
With respect to Personal Information, you may provide Stork Advisor® with various types of information, including, without limitation, you and your name, address, telephone number, e-mail address, transaction information, as well as billing and payment information that you voluntarily provide through the Services. This information is generally entered into fields in the registration or subscription forms and enables you to take full advantage of the Services. Should you submit any purchase information on or for the Services, the information that you supply during the process may be used to track details about those purchases or uses. Stork Advisor® may collect email addresses from you and other Users, customers, and visitors to the Services for the purpose of communication. If at any time you wish to be removed from Stork Advisor’s email database, you can request removal by contacting Stork Advisor® at firstname.lastname@example.org. Stork Advisor® reserves the right to contact you via postal mail, email, or telephone for the purpose of administering your account.
Stork Advisor® may also retain the content of and metadata regarding any correspondence you may have with Stork Advisor® or its customer service representatives or other employees or contractors, regardless of the mode of communication by which such correspondence occurred. This includes, without limitation, any information contained and consented to, as described in the Terms of Service. This information helps Stork Advisor® to improve the Services and the materials, products, and services that are offered on the Services, and to more effectively and efficiently respond to both current and future inquiries.
Automatic Information Collection and Tracking
When you access and use the Services, it may use technology to automatically collect:
- certain details of your access to and use of the Services, including traffic data, location data, logs, and other communication data, and the resources that you access and use on or through the Services.
- information about your computer, tablet, mobile phone, television, or any other device capable of accessing the Services (collectively, “Device”) and internet connection, including the Device’s unique device identifier, IP address, operating system, browser type, mobile network information, and the Device’s telephone number, if applicable.
- stored information and files, metadata, and other information associated with other files stored on your Device, including, without limitation, photographs, audio and video clips, personal contacts, and address book information.
- real-time information about the location of your device for analytics.
If you do not want Stork Advisor® to collect this information, do not access the Services. Stork Advisor® also may use these technologies to collect information about your activities over time and across third-party websites, apps, or other online services.
As with many other websites and mobile applications, the web servers used to operate the Services collect certain data pertaining to you and the equipment and communication methods that you use to access the internet and the Services. Without combining this data with other sources of information, the servers do not readily identify you. They do, however, reveal such things as the Internet protocol (“IP”) address assigned to your computer, pages you accessed on the Website or immediately prior to visiting the Website, and the length of time you accessed the Services. This information is collected to, among other things, facilitate Services operation and system administration, to generate aggregate, non-identifiable statistical information, and to improve content and content delivery with regard to the Services and the materials, products, and services that Stork Advisor® makes available on and through the Services.
You may send someone else a communication from the Service, such as sending an invitation to a friend or communicating with third parties. If so, the information you provide (names, email addresses, mobile number, etc.) is used to facilitate the communication and is not used by Stork Advisor® for any other marketing purpose unless Stork Advisor® obtains consent from that person or Stork Advisor® explicitly says otherwise. Please be aware that when you use any send-to-a-friend functionality on the Services, your email address, mobile number, name or username and message may be included in the communication sent to your addressee(s). Additionally, any communication with more than one friend will be sent as a multi-media group message and may include your Personal Information or the Personal Information of each third party. If you provide Stork Advisor® with the information of another person, you must have their consent to do so.
Stork Advisor® uses “cookies” (small text files stored on your computer) to help track and customize your access and use of the Services. Cookies store and retain information that helps Stork Advisor® recognize you when you return to the Services following a previous visit. Cookies may also store any login or ID assigned to you by Stork Advisor® and the associated password, which information would be stored in encrypted form. Most popular internet browser packages allow you to configure the browser so as to not accept cookies if you so choose. However, setting your browser to reject cookies may prevent you from taking full advantage of the Services and the materials, products, and other services that Stork Advisor® makes available on or through the Services.
Stork Advisor® may also use the following:
Certain features of the Services may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on the Services. Flash cookies are not managed by the same browser settings as are used for browser cookies. For information about managing your privacy and security settings for Flash cookies, see Stork Advisor’s Use and Disclosure of your Information below.
Pages of the Services and e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit Stork Advisor® to, for example, count Users who have visited those pages or opened an email and for other related statistics (for example, recording the popularity of certain content and verifying system and server integrity).
Google Analytics Cookies.
CHILDREN’S ONLINE PRIVACY PROTECTION ACT
Stork Advisor® does not attempt to collect Personal Information from children. Children under 16 years old are not the target audience for the Services. To protect their privacy, Stork Advisor® prohibits the solicitation of Personal Information from these children or the use of the Services by these children. If you are under the age of 16 (and do not otherwise qualify as an emancipated minor entitled to the same rights as an adult pursuant to applicable law), do not access the Services or submit your email address or any other Personal Information through the Services.
STORK ADVISOR’S USE AND DISCLOSURE OF YOUR INFORMATION
Choices About How Stork Advisor® Uses and Discloses Your Information
Stork Advisor® strives to provide you with choices regarding the Personal Information you provide to it. It has created mechanisms to provide you with the following control over your information:
Tracking Technologies and Advertising.
Disclosure of Your Information for Third-Party Advertising.
If you do not want Stork Advisor® to share your Personal Information with unaffiliated or non-agent third parties for promotional purposes, you can opt out by sending an email stating your request to email@example.com.
Promotional Offers from Stork Advisor®.
If you do not wish to have your email address or contact information used by Stork Advisor® to promote its own or third parties’ products or services, you can opt out by sending an email stating your request to firstname.lastname@example.org. If Stork Advisor® has sent you a promotional email, you may send a return email asking to be omitted from future email distributions. This opt-out does not apply to information provided to Stork Advisor® as a result of a purchase made through the Services.
If you do not want Stork Advisor® to use information that it collects or that you provide to it to deliver advertisements according to its advertisers’ target-audience preferences, you can opt out by visiting http://www.google.com/settings/Ads Settings page. Please note, Stork Advisor® does not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose to not have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative on the Network Advertising Initiative’s website.
ACCESSING AND CORRECTING YOUR INFORMATION
You can review and change your Personal Information by sending an email to email@example.com. to request access to, correct, or delete any Personal Information that you have provided to Stork Advisor®. Stork Advisor® may be unable to delete your Personal Information without removing your access to and use of all or significant portions of the Services. Stork Advisor® may not accommodate a request to change information if it believes the change would violate any law or legal requirement or cause the information to be incorrect.
If you delete your User Contributions (as defined in the Terms of Service), copies of your User Contributions may remain viewable in cached and archived pages or might have been copied or stored by other Users. Proper access and use of information provided on the Services, including User Contributions, is governed by the Terms of Service.
California residents may have additional Personal Information rights and choices. Please see YOUR CALIFORNIA PRIVACY RIGHTS below for more information.
YOUR CALIFORNIA PRIVACY RIGHTS
If you are a California resident, California law may provide you with additional rights regarding Stork Advisor’s use of your Personal Information under the California Consumer Privacy Act (“CCPA”). Depending on the circumstances and which Services you use, Stork Advisor® has disclosed the following categories of your Personal Information for a “business purpose” (as defined in the CCPA) in the preceding twelve (12) months: identifiers; protected characteristics; commercial information; geolocation data; internet or other electronic network activity information; financial, medical, or health insurance information; audio, electronic, visual, thermal, olfactory, or similar information; professional information; education information; and inferences drawn from any of the aforementioned information categories. For more details about the Personal Information Stork Advisor® has collected over the last 12 months, please see the WHAT INFORMATION IS COLLECTED? section above. Stork Advisor® collects this information for, among other things, the business and commercial purposes described in the HOW DOES Stork Advisor® USE THE INFORMATION IT COLLECTS? section below. Stork Advisor® shares this information with, among others, the categories of third parties described in the HOW Stork Advisor® SHARES AND DISCLOSES YOUR INFORMATION section below.
Stork Advisor® does not “Sell” (as such term is defined in the CCPA) the Personal Information it collects but may in the future. The CCPA considers some transfers of Personal Information to third parties in exchange for value as a “Sale,” even if no money changes hands, such as when online identifiers, Device IDs, and other information is shared with third-party businesses to further their own commercial purposes such as generating profiles about individuals. In the event Stork Adviser decides to Sell your Personal Information, California residents have the right to opt-out of the Sale. Please note that Stork Advisor® can still share Personal Information with third parties if those transfers aren’t “sales,” such as with Stork Advisor’s Service Providers (as defined in the CCPA). Additionally, Stork Advisor® may use third-party cookies for advertising purposes as further described above.
Subject to certain limitations, the CCPA permits Users of the Services that are California residents to (i) request more information regarding Stork Advisor’s collection of specific categories or pieces of information (including how Stork Advisor® uses and discloses the information), (ii) request that Stork Advisor® delete your Personal Information (iii) request to opt out of any “sales” that may be occurring, and (iv) not be discriminated against for exercising any of these rights.
California residents may make such a request pursuant to their rights under the CCPA by sending an email to firstname.lastname@example.org. Stork Advisor® will verify your request using the information associated with your account, including email address. Government identification may be required. California residents may also designate an authorized agent to exercise these rights on their behalf. To learn more about your California privacy rights email email@example.com or visit https://www.caprivacy.org.
California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of the Services that are California residents to request certain information regarding Stork Advisor’s disclosure of Personal Information to third parties for their direct marketing purposes. To make such a request, please send an email to firstname.lastname@example.org or write to Stork Advisor® at the address below.
HOW STORK ADVISOR® SHARES AND DISCLOSES YOUR INFORMATION
This section describes how Stork Advisor® may share and disclose your information. Stork Advisor® does not control how you or any other third party choose to share or disclose your information.
Stork Advisor will solely share and disclose your information in accordance with your instructions and in accordance with applicable law and legal process.
Disclosure for Legal Purposes
Stork Advisor® reserves the right to disclose any personally identifiable information or other information it collects through the Services or otherwise if it is required to do so by law or if it reasonably believes that the disclosure is necessary in order to (a) fulfill a government request; (b) conform with the requirements of law or to comply with legal process served on it; (c) protect or defend its legal rights or property or third party licensors of any material on the Services; or (d) in an emergency to protect the health or safety of the Users of the Services or the general public.
Does Stork Advisor® Disclose Information to Outside Parties?
Stork Advisor® may share your information to individuals outside of Stork Advisor®, including, without limitation, its affiliates, Service Providers, or to any third parties. Currently, Stork Advisor® does not Sell, trade, or otherwise transfer to outside parties your personally identifiable information for a referral fee, but it may do so in the future. Stork Advisor®, in its sole discretion, may also release your information when it believes release is appropriate to comply with the law, enforce Services policies, or protect Stork Advisor’s or others’ rights, property, or safety. Additional non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
As Stork Advisor® continues to grow and develop its business, it is possible that its corporate structure might change or that it might merge or otherwise combine with, or that substantially all of its assets might be acquired by, another company. In any such transactions, customer information generally is, will most probably be, and should be expected to be one of the transferred business assets.
HOW DOES STORK ADVISOR® USE THE INFORMATION IT COLLECTS?
In addition to the uses mentioned or described above, Stork Advisor® uses the information that it collects from or about you to improve the materials, products, and other services that it makes available on the Services, to notify you of changes made to the Services or new products or services made available on or through the Services, to evaluate your needs and customize content delivered through the Services to you according to those needs, to facilitate the processing of any purchases or uses you make through the Services, to send you promotional material from Stork Advisor® and its affiliates, and for other legitimate and lawful business purposes of Stork Advisor®. Other than to the extent necessary or convenient for Stork Advisor® to perform the Terms of Service, Stork Advisor® may share information collected about you with third parties, such as for certain special programs that it offers in connection with some of its business affiliates, which may involve special promotions and/or pricing, and in which you may or may not be participating. Should you register as a participant in one of those programs, Stork Advisor® will acknowledge your registration and notify its applicable business affiliates of your registration, thereby enabling you to receive the corresponding program benefits. At this time, which may be subject to change in Stork Advisor’s sole discretion, it is Stork Advisor’s policy not to sell lists containing Personal Information about Users, purchasers, registrants, or subscribers; however, Stork Advisor® may in the future sell lists containing Personal Information, contact information, including the name, email, and mailing address, or a combination thereof, about Users, purchasers, registrants, or subscribers. By providing your information, you are consenting to such use. You have the right to withdraw consent to marketing at any time by contacting Stork Advisor® at email@example.com.
HOW DOES STORK ADVISOR® PROTECT INFORMATION COLLECTED ABOUT YOU?
Stork Advisor® places a high value on protecting information transmitted via the Services. For this reason, Stork Advisor® uses state-of-the-art security solutions to process payments and to provide secure communication methods. Stork Advisor’s payment services providers use industry-standard Secure Socket Layer (SSL) encryption technology to safeguard User information. Other security safeguards include, but are not limited to, third-party payment processors, data encryption, firewalls, and physical access controls to building and files. Stork Advisor® does not store payment information. Stork Advisor® takes commercially reasonable measures to secure and protect customer-specific information transmitted via the Services. However, no security system is impenetrable. Stork Advisor® CANNOT AND DOES NOT GUARANTEE AND HEREBY EXPRESSLY DISCLAIMS THAT INFORMATION USERS SUPPLY TO Stork Advisor® OR ON THE SERVICES WILL BE TOTALLY SECURE.
HOW LONG DOES STORK ADVISOR® KEEP YOUR PERSONAL DATA?
Stork Advisor® will only retain your personal data for as long as reasonably necessary to fulfill the purposes it collected it for, including for the purposes of satisfying any legal, regulatory, tax, accounting, or reporting requirements. Stork Advisor® may retain your personal data for a longer period in the event of a complaint or if it reasonably believes there is a prospect of litigation in respect to its relationship with you. To determine the appropriate retention period for personal data, Stork Advisor® considers the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which it processes your personal data, and whether it can achieve those purposes through other means, and the applicable legal, regulatory, tax, accounting, or other requirements.
WHAT CHOICES DO YOU HAVE?
You may update at any time the information about you derived from information you have provided to Stork Advisor®. You may also ask Stork Advisor® at any time to remove your name from the list of Users who wish to receive electronic communications and e-mail advertisements from Stork Advisor® or its affiliates by simply sending such a request to Stork Advisor® at the addresses given below. Once you opt out, Stork Advisor® will honor your choice until you inform it otherwise. Please remember, however, that if Stork Advisor® has already shared information about you pursuant to your registration and participation in any special programs of its business affiliates (as described above), Stork Advisor® has no control over how such business affiliates may further use that information, and you will need to contact them directly in that regard.
Subject to applicable law, you also have the right to (i) restrict Stork Advisor’s use of information that constitutes your personal data and (ii) lodge a complaint with your local data protection authority. If you are a resident of the European Economic Area and believe Stork Advisor® maintains your personal data within the scope of the General Data Protection Regulation (“GDPR”), you may direct your questions or complaints to Stork Advisor® or your local supervisory authority.
YOUR LEGAL RIGHTS
You have the right to any of the following at any time:
Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data Stork Advisor® holds about you and to check that it is lawfully processing it.
Request correction of the personal data that Stork Advisor® holds about you. This enables you to have any incomplete or inaccurate data Stork Advisor® holds about you corrected, though it may need to verify the accuracy of the new data you provide to it.
Request erasure of your personal data. This enables you to ask Stork Advisor® to delete or remove personal data where there is no good reason for it continuing to process it. You also have the right to ask Stork Advisor® to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where Stork Advisor® may have processed your information unlawfully, or where Stork Advisor® is required to erase your personal data to comply with local law. Note, however, that Stork Advisor® may not always be able to comply with your request of erasure for specific legal reasons, which will be notified to you, if applicable, within a reasonable amount of time after your request.
Object to processing
Object to processing of your personal data where Stork Advisor® is relying on a legitimate interest (or those of a third party) and there is something about your particular situation that makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where Stork Advisor® is processing your personal data for direct marketing purposes. In some cases, Stork Advisor® may demonstrate that it has compelling legitimate grounds to process your information, which override your rights and freedoms.
Request restriction of processing
Request restriction of processing of your personal data. This enables you to ask Stork Advisor® to suspend the processing of your personal data in the following scenarios:
- If you want Stork Advisor® to establish the data’s accuracy.
- Where Stork Advisor’s use of the data is unlawful, but you do not want Stork Advisor® to erase it.
- Where you need Stork Advisor® to hold the data even if Stork Advisor® no longer requires it as you need it to establish, exercise, or defend legal claims.
- You have objected to Stork Advisor’s use of your data, but Stork Advisor® needs to verify whether it has overriding legitimate grounds to use it.
Request the transfer
Request the transfer of your personal data to you or to a third party. Stork Advisor® will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information that you initially provided consent for Stork Advisor® to use or where Stork Advisor® used the information to perform a contract with you.
Withdraw consent at any time
where Stork Advisor® is relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, Stork Advisor® may not be able to provide certain products or services to you. Stork Advisor® will advise you if this is the case at the time you withdraw your consent.
Any request made by you will be processed within thirty (30) days of you providing notice to Stork Advisor®.
WHO CAN YOU CONTACT FOR MORE INFORMATION?
- Attn: Legal
- New Life Innovations, LLC
- d/b/a Stork Advisor®